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Individual Health Insurance

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Family Health Insurance

Individual and Family Plans

Individual and Family plans are designed to give you health insurance coverage for a substantially lower cost than traditional health coverage through an employer.

Most people who purchase these plans don't have access to health insurance through work. Or, if they do, their employer won't contribute enough to keep their plan affordable.

Also, many small family businesses and self employed people choose these plans for their flexibility and affordability.

When deciding on an Individual or Family plan:

Decide what benefits you want first by creating a list.
Than shop and compare multiple companies to familiarize yourself with the cost of such a plan.
Finally, apply for the plan that gives you the benefits you want for the most reasonable price.

Things to look out for when shopping for Major Medical Health Insurance:

Waiting periods and exclusions for benefits like wellness and maternity.
A false promise to cover pre-existing conditions.
A company or sales person that says its plan offers the same benefits as other plans for a substantially lower cost.
A company or sales person that makes a plan sound "to good to be true"
A company that doesn't have an AM Best rating for financial stability.
A company name that tries to sound like a popular company.

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HealthIns.com specializes in Individual Health Insurance, Family Health Insurance, Short Term Health Insurance, Group Health Insurance, Life Insurance and a wide variety of specialty insurance products for individuals, families, self employed and small businesses. It's Health Insurance made easy!

Since 1972, Professional Mass Marketing International Inc. has been helping people World Wide get the right insurance products for their needs. PMMI is proud to work with over 77 Insurance Companies and over 500 Insurance Products to fit your needs. We get the best rates and the best service to you. We invite you to call us with all your Individual and Group Insurance requirements so that we may customize a plan that's right for you.

HealthIns.com is a trademark of Professional Mass Marketing International, Inc., a licensed Insurance agency.

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